Explore Terms that Apply in India
These terms apply to your account from the moment you accept them and remain in force until the account is closed or replaced by a newer version. If a clause conflicts with local law, the local law applies, and the rest of the page continues to
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govern as far as it can. We may update the wording when our checks, payment flows or verification steps change, and we will show the current version before you continue. Use of UPI, Paytm or PhonePe follows the wallet and bank rules that sit alongside these
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terms, and we may hold a request until the name, number and amount details match our records. If we suspend, refuse or close access, we do it for a stated reason linked to these terms, your account history or a legal request. That approach helps us
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keep account actions predictable, record each change, and answer later questions with the exact version that applied on the date of action. If you do not agree, do not open the account or continue using it.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.